Basic Debt Elimination Counseling: If you have severe consumer debt, if you are otherwise in financial crisis, if you feel like you suffer from longstanding self-defeating money behaviors,
Haven Financial Counseling Services is here to help you. We will develop a spending plan (budget), coupled with an emergency fund
and a debt elimination plan with a “snowball” effect that will set you on your way to a life free of debt.
This option is inclusive of two (2) sessions with unlimited follow up for 3 months.
Focused Intent Counseling: For those who are debt free (except for your mortgage), who want to focus on College Funds, recession-appropriate Emergency Funds (3 to 6 months household expenses), Wills and Estate Planning, with focused intent on remaining debt free; HFCS will develop a plan specific to your needs. This option is inclusive of two (2) sessions with unlimited follow up for 3 months.
Optimized Net Worth Wealth Builder Counseling: You are free of all debt and have started building your net worth. You now want to have an overall picture of your status; HFCS will review/create your future plan including Insurances, Estate Planning, Investments etc. This option is inclusive of two (2) sessions with unlimited follow up for 3 months.
Hourly Counseling: If you are in phase three Optimized Net Worth Wealth Builder, and have a specific counseling need such as Retirement, Estate Planning, Investments etc. this is an option you may want to consider. Haven Financial Counseling Services will review/create your future plan according to your needs.